01383 738000

info@wasbruce.co.uk

Remortgages

remortgage-2

Although most mortgage providers now cover the costs of legal work if you are transferring your mortgage over to them, not all do and that is where our services come in.

Once you have gone through the process of working out if remortgaging will be beneficial for you with a mortgage adviser or from your own research – perhaps in the hope of saving you money or releasing capital – you will receive an ‘offer in principle’ and it is at this stage we step in.

What we will do

We will contact your existing mortgage lender to request the Title Deeds to your property and that they prepare a redemption statement for your current mortgage. After a valuation of your property has taken place you will receive a formal remortgage or loan offer which is sent to us to go through with a fine tooth comb. We will take the time to go through the requirements of the lender with you to make sure you fully understand and accept the terms.

Once you are happy and we are content that you have satisfied the lenders terms and requirements, you sign the document. When the old mortgage is paid off by the new lender we will register your remortgage with the Land Register of Scotland.

On occasion a remortgage can become as complicated as a purchase or sale, so it is imperative you choose a Conveyancing expert who has your best interests at heart and will work closely with you to meet your end goal.

GET IN TOUCH

Kirkcaldy: 01592 204774

Dunfermline: 01383 738000

Burntisland: 01592 873501

Dundee: 01382 568188

Broxburn: 01506 855777

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Get in touch with us today to talk your requirements through with one of our Property experts or to make an appointment.

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What our clients say...

“I cannot recommend W&AS Bruce highly enough. Unsure of what to expect I was greeted with friendly, welcoming and down to earth members of staff.” Ian Harker